I advised my solicitor at that
            time, that I had the name of a Barrister that could
            be contacted to help me remove control from the OPC
            but he needed to receive the 'brief' from him. I
            wanted to take up the offer of appeal. I just
            couldnt win! This solicitor did not do as I
            requested.
            
            Since I was denied the opportunity to question Mr
            Peter McGivern as to his reasons for the slander at
            the first hearing I wrote to him, quoting statements
            from the Report (taken as evidence) presented by
            Margaret Watson, that he had made, according to her,
            and also asked him pertinent questions regarding his
            lack of interest in my husbands physical and
            financial welfare 10 months prior to the first
            hearing and why he found it necessary to defame my
            character. Mr McGivern instructed a solicitor to
            advise me that he would not be answering any of the
            questions and to threatened me with a law suit if I
            harassed him further. 
            
            He did offer to answer questions should they be asked
            by the Protective Commissioner. I requested that Mr
            Brian Porter put these questions to Mr McGivern. Mr
            Porter was provided with the list of questions I had
            put to Mr McGivern and I receive a reply from Mr
            Brindell dated 23 October 1997 stating that out of
            the 19 questions asked 
            
            The Protective Commissioner has
            asked me to indicate to you that Mr McGivern has been
            asked to reply to questions 13, 15, and 16 as set out
            in your facsimile letter of 21 October 1997 and will
            advise you of the response. It is not considered that
            the remaining questions have direct relevance to the
            formal management of Mr Furners estate.
            
            These 3 questions only concerned the appointment of
            the liquidators and the length of time it was taking
            to wind up the company. Whether or not Mr McGivern
            answered these questions I do not know because I
            never received a response from the OPC.
            
            Mr McGiverns costs for his solicitor in
            this instance were added to my
            husbands account for the
            closure of his company.
            
            I wrote to the Hon Ron Dyer after the October 1997
            hearing advising that I had been denied to right to
            discuss the events of the previous hearing, as
            promised. To which he replied:
            
             .... that Ministers cannot
            interfere with the conduct and decisions of bodies
            such as the Guardianship Board.
            
            Again, I had been denied my right to be heard and Mr
            Dyer could care less. The Guardianship Board was
            within his portfolio yet he was unable to question
            their methods? Why is this body within ANY portfolio
            when they are answerable to no-one?
            
            If my life was Hell before this final Order it became
            worse than Hell after!
            
            
            I was threatened with an Admiralty Order over our
            vessel if the fuel and mooring accounts were not
            paid. I had asked that these be paid when the OPC
            first became involved. Since my husbands
            business was sold for $1,200,000.00 and our share was
            $635,000.00 there was no reason for the OPC to fear
            that the funds would not be replaced. But the OPC had
            refused.
            
            With the threat of an Admiralty order the OPC now
            decided that maybe it would be better to pay the
            accounts. Of course the amounts were now greater
            since there were further mooring fees added. Owing to
            the accounts not being paid our vessel was chained to
            the mooring by the owners of the Fuel Station so I
            was not allowed to take the vessel out of the water.
            since this time it has cost a further $6,000 plus for
            mooring fees the cost of which has come out of our
            monthly support. I have been unable to sell the
            vessel, since technically it belongs to the Bank of
            Queensland and is part of my mortgage collateral to
            them.
            
            As a result of the vessel being unused the $38,000
            worth of motors are now eaten away with electrolysis,
            the vessel itself is weather beaten and instead of
            being worth $115,000 to $120,000 it is worth nothing
            today, only the market value of the hull.
            
            Had the Protective Office been as diligent as they
            professed they could have listened to me and paid the
            debts owed by my business when first requested by me.
            The vessel could have been sold, we had potential
            buyers, and the funds from the sale could have been
            used to replace the amount used to pay off the debts.
            The maximum loss, had this been done the way I wanted
            would have been in the vicinity of $60,000.00
            reducing our capital to around $570,000.00.
            
            Because of the pig-headdedness of the OPC and their
            refusal to listen to reason, today that loss
            overall is in the vicinity of $250,000.00. and
            our capital reduced to $200,000.00 in a matter of 3
            years with OPC expertise.
            
            Had I not been denied the opportunity to manage our
            own financial affairs my intention was:
            
            To pay out the debt to the Bank of Queensland, sell
            the vessel, replace as much of the payout as possible
            with the funds from the sale of the vessel. We would
            have had in the vicinity of $575,000 left to invest.
            I would have appointed a reputable, QUALIFIED
            Financial Consultant to invest our funds and today we
            would be living from the interest earned with most
            likely still having at least $550,000 worth of
            capital, if not more. I would not have the cost of
            solicitors, faxes, phone calls, stationery, bank
            interest etc.
            
            With forethought our funds could have lasted us for
            many years to come. Minor repairs to the property
            could have been done as they occurred, now these
            minor problems have become major problems because of
            the refusal of the OPC to co-operate and remain
            unattended.
            
            The OPC have all but eliminated our future financial
            support which was the reason my husband kept working
            until well into his 70s. Our future! My
            husband never entertained retiring, he always had to
            be doing something. He never ever thought about
            getting a pension from the government, he was too
            independent.
            Now, it appears we have no option but to apply for a
            pension since at the rate the OPC eat up our funds
            the $200,000 is not going to last very long.
            Everything my husband worked for is gone.
            
            What the OPC owes us is:
            
$
            Loss of value of our vessel 
120,000
            Payments to the Bank Of Qld to buy time 
41,000
            Bank Interest for 3 years approx 
53,000
            Solicitors costs 
20,000
            Mooring Fees approx 
6,000
            Interest on Council Rates 
800
            Overcharge on Accounts bill 
12,000
            Embezzled funds 
13,000
            Funds missing from my husbands account 
2,100
            Fax/Phone for 3.25 years
            1,950
            Stationery/postage/ printer cartridges 
1,000
            Gayler & Co. Solicitors (for OPC) 
565
            Unnecessary copy of marriage certificate 
41
            Moss Krouk & Assos (for OPC) 
815
            Various OPC Fees and charges 
14,639
            
            To this, when I am forced to sign the mortgage there
            will be Stamp Duty, Solicitors fees for me,
            solicitors fees for the OPC which will be charged to
            us plus all associated cost incorporated in creating
            a mortgage, which will be charged to us. I
            couldnt create a disaster on this scale if I
            tried my hardest!